https://docs.google.com/open?id=0B9TwqUlwHK6W TBtU1VzTDQtd0E
http://www.oft.gov.uk/sharedoft/scams/oft1429  .pdf http://www.oft.gov.uk/sharedoft/scams/oft1430 .pdf

This article appeared in the December edition of Roger's newsletter 'Postcard from Parliament'